News & Blog

  • I recently read a book called “The Miracle Morning” because I’m a bit of a sucker for self-help books. The essence of the book is that you take a bundle of practices such as meditation, visualisation, journaling and exercise and find the time to do them all by getting up earlier.

    We are all trying to make the most of every day we have on the planet, so why would you not

  • Wear Sunscreen I recently heard the 1999 hit “Wear Sunscreen” by Baz Luhrmann on Radio 2, I had forgotten how cheesy and yet how poignant it was. When looking for the transcript I discovered that he hadn’t written the words, they were in fact by Mary Schmich, a columnist on the Chicago Tribune, a fact I had not known at the time. It was a speech she had written which had

  • 03 March 2018

    Standard Life sale to Phoenix

    By FMB

    It may not always be obvious to clients what goes on behind the scenes here at FMB. How do we make the decisions on a day to day basis about the best places for clients to put their hard earned wealth? We would always maintain that the most important part of our process is the PLAN. The bit that is completely personal to you. Which decisions you should make and when you

  • Lasting Power of Attorneys (LPAs)  are something we discuss with all our clients. They are a legal tool allowing you to appoint someone to make certain decisions on your behalf if you are unable to make them for yourself in the future, otherwise known as ‘lacking mental capacity’.

    These might be decisions concerning your finances or your health and welfare. For the

  • 06 February 2018

    Mental preparation for retirement

    By FMB

    A study undertaken by the Professional Players Federation. notes that sports people struggle with mental health issues after they retire from their sporting career. One in two of the 800 respondents experienced “loss, regret or devastation”.

    I heard AP McCoy on Radio 4 this morning talking about the sadness he still feels when he remembers his last race and the struggle

  • 01 September 2017

    You think you can't be scammed?

    By FMB

    Well, somebody has been!

    In February, the Financial Conduct Authority (FCA) said it had received 11,650 enquiries regarding scams between 1 December 2015 and 30 November 2016. 13% of all their dealings with consumers were about scams.

    You might be reading this thinking, I’m a grown up, I can handle myself. I would never fall for a scam. What about your more elderly

  • Every year, around this time in my village of Kirkby in Furness, there is what has become a traditional fun event aimed at families, but much loved by all. This year it involves 96 households, placing an unusual article ‘on show’ in their garden, for the curious to wander around, peering into hedges and bushes to spot the object. The results are duly logged on a

  • One of the first steps in the financial planning journey is the ‘discovery’ meeting; where you meet with a financial planner and they get to find out about you; your worries, concerns, needs and aspirations for the future. It is at this initial meeting, when discussing goals, our planners often hear those dreaded words, “we just want to get better returns than we would in

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