News & Blog

  • 08 January 2019

    Filling the Advice Gap

    By FMB

    Has financial advice changed since the Retail Distribution Review in 2012?

    This year the Financial Conduct Authority (FCA) is set to review the RDR 6 years after the sweeping changes to our services were introduced.

    Undoubtedly there have been many positives. The uplift in minimum qualifications for Advisers has brought increased professionalism and the link between

  • Roger Jackson has now gained Chartered Financial Planner status from the Chartered Institute of Insurance. This level 6 award is essentially degree level and goes far beyond the minimum level of qualification to practise as an independent financial adviser.  Roger can add this to his roster of titles, as he is already a  Certified Financial Planning Professional via the

  • In our latest monthly investment update for September 2018, we look at how investment markets, global economy and commodity prices are performing.

    The FTSE 100 index of leading UK company shares finished August at 7,432.42 points, down from 7,748.76 points at the end of July. This represents a fall of 316.34 points or 4.08% during the month.

    The fall in the value of the

  • For those of you who like to know about the nuts and bolts our technical briefing looks at economic conditions driving investment decisions for fund managers...

    Global dividends paid to shareholders rose by 12.9% in the second quarter of the year to reach a record $497.4bn.

    The growth in global dividends means payments to shareholders comfortably exceeded analyst

  • Out of 10 what score would you give our reputation? Hold that thought until the end...

    During the year we enter a few awards, not many as the applications are very time consuming. One we are doing at the moment asks the question: how have we contributed to improving the reputation of the financial services industry as a whole?

    Reputation is important to all businesses

  • We have a work experience student from Queen Elizabeth School, Kirkby Lonsdale this week. We asked him what he thought the benefits of coming on work experience are!

    I've found my time at FMB to be really helpful, it's a good example of an office work environment. So my top 7 benefits are:-

    • Being out of your comfort zone and in an unfamiliar environment is a challenge
  • On the topic of savings and currencies, there has been an awful lot of attention focused on Bitcoin and other cryptocurrencies over the last 12 months. Last year, I saw many online articles advertising investment in Bitcoin while the price was rapidly on the up... only for the price to then fall sharply. The volatility of Bitcoin continues to be highlighted in the press,

  • 03 March 2018

    Standard Life sale to Phoenix

    By FMB

    It may not always be obvious to clients what goes on behind the scenes here at FMB. How do we make the decisions on a day to day basis about the best places for clients to put their hard earned wealth? We would always maintain that the most important part of our process is the PLAN. The bit that is completely personal to you. Which decisions you should make and when you

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