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Last year, we saw the biggest change to pension legislation that the UK has seen in over a century - the Pension Freedoms reforms were introduced to provide people with a lot more flexibility when it comes to how they can take their pension benefits. It's not surprising that this 'freedom' now poses many more questions for those approaching retirement.

Everybody wants to get the most out of their pension savings, understandably, and one thing that may be overlooked is the benefits that are associated with the different pension types – especially on death. I have seen a great article in this month’s Scottish Widows Techtalk magazine which summarises the key differences in the death benefits between defined benefits and money purchase pensions following the Pension Freedoms reforms. It is worth a read!

Click on the PDF at the bottom of the page to access the article.

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