Telephone: 01539 725855 – no phone menus – talk to a real person today who can direct you to what you need

The season of goodwill has traditionally been followed by a season of increased filing of divorce petitions.

Of course the assumption is that the festive period is a time when cracks show because of the pressure to have the perfect family Christmas. However, in reality the reason most people choose January to announce the decision, is that they do not wish to spoil Christmas for their loved ones. In actual fact, they have been planning the moment and putting it off until after the period of enforced togetherness. Divorce is far from a spur of the moment decision for the majority.

Many couples have always shared financial decisions and organised their finances together, so going solo can be very daunting. Sometimes financial planners like FMB do not get involved until the very end when the court has imposed a pension sharing order. However, solicitors and courts are not financial experts. Often there could have been a better way to share the finances than the court decrees, particularly with pensions, to avoid loss of benefits within long standing policies. By analysing the pensions at an early stage, we can achieve a better outcome for both parties.

Separating your financial affairs can be complex and when emotions are high, it makes sense to have somebody calmly helping with financial decisions that could have long term consequences.

A fresh start in a new life is an excellent time to sit down and re-evaluate your priorities. If you have suddenly become the main breadwinner; supporting a family with no backstop, then it is especially important to think about making a long term financial plan to ensure you have everything in place for all eventualities.

At FMB, we find that new clients often arrive because of a life change. We understand how emotionally draining and time consuming this is. Our job is to find solutions to carry you forward. The starting point is where you are now, but we also want to know about you as a person so we can unlock your thoughts, fears and dreams for the future in order to create your personal financial plan.

So if your New Year is the start of a new life, click here to arrange a no obligation chat with a financial planner to talk about how we can help.

More from our blog

  • Blog image

    The Joy of Giving...

    16 December 2016

    As we run up to Christmas, I have been talking about gifts with my children. My eldest daughter is beginning to understand the joy of giving as well as receiving and it’s lovely to see. She went off

  • Blog image

    Keeping it fresh at FMB

    23 January 2017

    New Technology, new processes and new faces. Why we welcome change at FMB to keep us on our toes.

    Well as 2017 starts with people refreshed after the Christmas break and brimming with new ideas,

  • Blog image

    My wife, Josie, and I flew out to Cape Town for a holiday on 8th November. After a long but reasonably comfortable flight, we arrived at our accommodation about midnight.

    We had packed two Kindles

© Financial Management Bureau Ltd 2011 - 2017. All rights reserved.
Financial Management Bureau Ltd is a limited company registered in England and Wales. Registered office: Shenstone House, Helsington, Kendal, Cumbria LA8 8AA. Registered number: 02089786