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"As 2012 draws to a close, we reflect on an eventful year. It has never felt easy, but this has ultimately been a good year for investors. Despite the challenges, stock markets have made good gains and bonds have delivered gains for investors too - handsome gains, for riskier corporate bonds and high yield."

Seven Investment Management, 20.12.12

Click here to read the full commentary from 7IM with their views on the coming year (2013).

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