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A sudden rise in the value of a share or market performance after a long fall.

Real Estate Investment Trusts (REITs)

Funds which invest in commercial property. Only suitable for those prepared to take risks.


An indicator that a country has entered a period of economic troubles. A recession is typically defined as a decline in Gross Domestic Product (GDP) for two consecutive quarters.


The date a bond or investment becomes repayable. This is also called the maturity date.


A registrar runs a company’s register of shareholders.

Reinvestment of dividends

When someone reinvests dividends to buy more shares.

Repayment mortgage

A mortgage in which you pay off both the capital and the interest each month, until you've completely repaid the loan at the end of the pre-agreed term.

Retail Prices Index (RPI)

The widest indicator of inflation, including housing and other costs. The RPI is often used to increase benefits and pensions. A narrower measure is the Consumer Prices Index (CPI).

Reversionary bonus

Another name for the annual bonuses paid on with-profits funds.

Rights issue

An offer by a company to sell a new issue of shares to its existing shareholders. Usually these shares are sold at lower than market price.


Your appetite for risk will determine what sort of investments you are comfortable with. For example, cash is low risk, while single company shares are high risk.

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