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A process to determine the value of an asset, like a property or company. If you are buying a home with a mortgage, your lender will usually require you to have a valuation survey.

Variable rate

Usually applied to mortgages and savings, this is the opposite of fixed rate. The rate can move when the financial company decides to change it, although they are obliged to inform you that it’s changing.

Venture Capital Trusts (VCTs)

Investment funds which put money into high risk, start up businesses. They come with tax advantages, but are only for the brave investor.


This is a measure of how much the price of something - usually for these purposes a share or fund - moves. The more volatile an investment, the more the price moves around.

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