Death is one of those subjects we very often try to avoid, but it's the one thing in life we can all be sure of. While we may not wish to dwell on the matter, it's vital that we bear it in mind to at least safeguard the financial security of our loved ones in the event of our demise.

Life assurance cover is relatively cheap, so it's perhaps surprising how few people take advantage and make adequate provision. Excellent cover can be obtained for a little as a few pence per day!