2 Develop the right strategy to achieve those goals
Put a plan in place which may or may not involve products

3 Minimise any taxation consequences
Nobody wants to pay more tax than they need

4 Minimise any risks
Why take more risk than you need to?

5 Provide education regarding investments
We want to be clear about the importance of our recommendations

6 Develop an appropriate investment strategy
The key is to have a clear process, structure and discipline

7 Monitor progress toward objectives
Are you still on course to achieve your goals?

8 Review the strategy regularly
Is the strategy working for you and are you comfortable
with it?