Lasting Power of Attorneys (LPAs)  are something we discuss with all our clients. They are a legal tool allowing you to appoint someone to make certain decisions on your behalf if you are unable to make them for yourself in the future, otherwise known as ‘lacking mental capacity’.

These might be decisions concerning your finances or your health and welfare. For the

The increasing number of people transferring their defined benefit company pension scheme into a personal pension has become a concern for the FCA in recent years, but with a huge mis-selling scandal in the news again last week and pressure from government, we may see some rule changes in future.

So what has happened?

Tata Steel could no longer support it's very

"The rapid growth of self-employment has been a pronounced feature of the UK labour market in recent years. The number of self-employed increased from 3.3 million people (12.0% of the labour force) in 2001 to 4.8 million (15.1% of the labour force) in 2017" Office for National Statistics

According to the Office for National Statistics the number of self-employed people

If you thought state pensions were simple, “I just take a pension when I retire and everyone gets the same amount”…think again!

The full state pension requires a certain level of National Insurance contributions. 35 years to be precise and they have to be 35 full years.

You should really get a state pension forecast within 5 years of starting work to make sure you have

A study undertaken by the Professional Players Federation. notes that sports people struggle with mental health issues after they retire from their sporting career. One in two of the 800 respondents experienced “loss, regret or devastation”.

I heard AP McCoy on Radio 4 this morning talking about the sadness he still feels when he remembers his last race and the struggle