News & Blog

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  • 29 January 2021

    FMB in the news!

    By FMB

    If you enjoy our newsletter you may have seen this week we were hosting an event for clients. You may have even attended!

    Our Virtual tour of Kirkby Lonsdale with Blue Badge Guide, Tess Pike was one of the most successful events we have done, perhaps thanks to the wonderful news coverage  featured both on Granada Reports and Border Lookaround.

    We had almost 100 people

  • 22 January 2021

    Interest rates are not what they used to be

    By Roger Jackson

    How many times do we hear, “Interest rates are rubbish”, “They’re not what they used to be”?

    Yes, it’s true. The Bank of England have interest rates at their lowest ever level since records began. However, we really must keep this in context.

    The devil in disguise is inflation. Interest rates must be looked at in conjunction with inflation. Afterall, growth which is

  • 13 January 2021

    Self-employed? Be pension proud

    By FMB

    Last year was challenging, with job losses and pay cuts causing many to tighten their budgets. It was particularly difficult for the self-employed, with many freelancers losing income as companies cut costs and stopped using contractors. Despite government grants being available, many self-employed workers have found they are not eligible.

    Almost five million people in

  • More than ever, UK savers are struggling to prioritise their pension, with over half saying they are likely to review or reduce their pension contributions in the wake of the pandemic*.

    It’s true that it can be easy to think of pension contributions as a drain on your resources. And yet, despite travel restrictions, Britons were still expected to spend £46.8bn on

  • 08 January 2021

    Looking Forward to a Better Year

    By FMB

    Last January, as a new decade dawned, little did we know how the next 12 months would unfold. Now, as another year begins, there are growing shoots of optimism but, whatever the year does bring, a crucial lesson from 2020 is undoubtedly the need to prioritise financial wellbeing in order to ensure we can cope with life’s trials and tribulations.

    Key lessons

    The

  • 08 January 2021

    Put Your ISA on the Agenda in Q1

    By FMB

    With the end of the tax year fast approaching (Monday 5 April), if you have cash that you don’t need to access in the short term and would like to use some or all of this year’s ISA allowance, don’t leave it too late and risk missing out on this opportunity to save tax-efficiently; remember you can’t carry any unused allowance over to the next tax year, so timing is

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