News & Blog

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  • 20 January 2023

    Supporting your children's future

    By FMB

    With the current generation of graduates typically leaving university with a mountain of debt, it is perhaps unsurprising that so many parents are now looking to ease the burden by investing on their children’s behalf.

    University challenge

    Government statistics show the average debt accumulated by a university student is currently around £45,000. Thankfully, graduates

  • 11 January 2023

    Tax year end reminder

    By FMB

    As the end of the tax year approaches, a prime consideration should be how external factors such as reduced or frozen allowances, together with high inflation, could impact your finances and what action you need to take before 5 April 2023.

    If you are affected by the impending changes to Dividend Tax or Capital Gains Tax (CGT) announced in the Autumn Statement, have you

  • 11 January 2023

    Global economic growth in 2023

    By FMB

    The International Monetary Fund (IMF)* has predicted a challenging 2023, reducing growth expectations and forecasting economic contraction in a third of the world, in its latest World Economic Outlook entitled ‘Countering the Cost-of-Living Crisis.’

    With the cost-of-living crisis ‘tightening financial conditions in most regions’, the outlook suggests that in order to

  • 06 January 2023

    2022: The Year in Review

    By FMB

    What a year 2022 was!

    No one could have anticipated how quickly events would unfold. It kicked off on a positive footing with a strengthening labour market and a growing global economy – gradually rebounding from the pandemic. It was then abruptly punctuated as geopolitical events took hold and dominated the rest of the year. In fact, the editors of the Collins Dictionary

  • Inheritance Tax (IHT) is once again in the spotlight following the Chancellor’s decision to freeze IHT thresholds for a further two years until April 2028. Extending the frozen thresholds, together with rising house prices and soaring inflation mean that more estates are likely to be affected.

    IHT receipts on an upwards trend

    The latest IHT figures released in October

  • Following his controversial ‘stealth tax’ Statement in November, the Chancellor made a raft of key personal taxation and pension announcements.

    The government pledged its commitment to the pensions Triple Lock, which will increase the State Pension in line with September’s Consumer Prices Index (CPI) rate of 10.1%. This means that the value of the basic State Pension will

  • 03 January 2023

    Investment focus for the new year

    By FMB

    By any comparison, the past 12 months have been tough for investors with a series of shocks impacting markets and, as 2023 dawns, uncertainties remain. One constant on the investment horizon, though, is the requirement to be strategic with your portfolio. A sound strategy based on careful planning; making purposeful decisions, based on thorough research and reliable

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