From April 2027 unused pension funds will no longer sit outside an estate, a significant change in Inheritance Tax (IHT)

• Research indicates nearly nine in 10 adults are unaware that pensions will fall within IHT from 2027
• Fraudsters are already exploiting confusion around the new rules, offering risky solutions to avoid IHT
• While the 2027 reforms will reshape how

Research has found that UK investors remained committed to growing their wealth during the first half of the year

• Despite continued geopolitical and economic uncertainty, 30% of investors increased contributions to their portfolios in Q1
• Findings suggest that many are continuing to prioritise long-term financial goals over short-term market volatility
• The strongest

Andy Burnham’s first week as Prime Minister, June’s easing inflation, oil price volatility plus US tariffs and house price growth

• Latest government policy announcements include a 20% cut in business rates for hospitality and a cap on bus fares
• The latest data from the Office for National Statistics (ONS) shows that UK inflation fell to 2.6% in June
• Oil prices fall

We would like to say a massive thank you to everyone who took part in the survey we published a little while ago and shared their views on incorporating health and lifestyle information into personalised financial planning.

It is very important to us that any work we do is client-informed, purposeful and brings clear benefits. We are using your feedback to explore how

Dave is one of our most experienced Financial Planners having worked in financial services for 25 years.

Dave is a popular member of the team, who is passionate about looking after his clients, consequently he has been trusted by many who have recommended him to family and friends.

• How many years have you worked at FMB? This will be my tenth year.
• Best part of working