• Values based investing is our preferred term for what some might call “ethical”, “sustainable” or “socially responsible” investing.

• Vales are personal, so fund managers may differ in opinion as to what constitutes “ethical”

• You can apply negative criteria to help choose which funds might match your values e.g. a fund that does NOT invest in tobacco manufacture and

Putting off retirement has been a feature of modern life for some time as state retirement age gets pushed back and the prospect of a longer life makes retiring at 60 very expensive.

However according to research by Legal and General it looks as though the economic disruption as a result of the Corona Virus outbreak has given an increasing number of would be retirees

I keep reading that we will begin a new normal, that everything will change and nothing will ever be the same again. Thanks to the pandemic lockdown we have learned new habits and discovered a different way of living. I’m not sure. I think that after a period of time, things will pretty much revert to how they were. I’m not saying that some good won’t come of this. I’m

I’m no psychologist, but part of my job when Marketing FMB is to think about what messages will hit home when talking to clients and potential new clients. I’ve just been listening to a webinar by Dr Thomas Mather from the Behavioural Insights Team at Aegon Cofunds to learn more about how people make decisions about their finances.

95% of our decision making comes from