The last few years have created an increasingly complex backdrop for retirement planning. Not only has the post-pandemic era seen attitudes to work alter significantly, but macro-economic headwinds from Russia’s invasion of Ukraine and the cost-of-living crisis have created significant unhelpful market volatility. In combination, this has inevitably heightened the need for

Traditionally, people might have assessed their financial health by simply checking the balance on their bank account or totalling their amassed level of wealth. In recent years, however, a different measure has emerged which seeks to balance financial stability with emotional wellbeing.

Financial empowerment

This new concept places greater emphasis on goals and

Although the global economy continues to face significant headwinds, statistics released during the first few months of this year have revealed unexpected signs of resilience. This has led economists to begin upgrading growth forecasts, while the World Economic Forum’s latest Chief Economists Outlook reported signs of ‘nascent optimism.’

Growth stronger than expected

Overlooking the beautiful Arnside sunset we enjoyed an informative talk by Gemma Wren, an expert on the ecology of Morecambe Bay. The sailing club was the perfect venue for her talk about the seven wonders of the Bay and the big five animal attractions. Who needs a safari when you have all this on your doorstep; from Natterjack Toads to the tiniest of rare butterflies?

We understand that fatherhood comes with lots of financial responsibilities and juggling them all can be overwhelming. With Father’s Day coming up, we wanted to share some financial planning tips to hopefully get you feeling more in control of your finances…

1. Review your expenses: Start by reviewing your monthly expenses and identify areas where you can cut back. You can