I went to a 100th birthday party last week. According to the Office for National Statistics (ONS)  I’ll be going to a few more in the years ahead. They recently published research which shows that of all those who celebrate their 65th birthday this year 85,000 of them can expect to go on to celebrate their 100th birthday. This compares to the figure of around 14,000

Live for today, or save for the future. It’s so hard to find the right balance. We seem to have had a spate of ill health and death amongst my family and friends recently and it certainly focuses the mind. After an evening reminiscing with old friends over a couple of glasses of red, there was definitely a sense of Carpe Diem. I’m constantly bombarded with messages shared