Have you noticed a trend towards minimal lifestyles? It's everywhere. From Instagram accounts about packing everything into a camper van and leaving the ratrace (#vanlife), to decluttering your mental state with mindfulness. Of course minimalism is often associated with our living spaces. I'm quite unsentimental when it comes to possessions anyway, so I was an easy convert

Currently the Health Secretary Matt Hancock is lobbying the Chancellor Phillip Hammond to look at waiving the Lifetime Allowance on NHS pensions, specifically a problem for high earners such as Doctors.

Why is this a problem?

There is a limit to how much money you can save in a pension both in a year and again in a lifetime. The NHS pension is a defined benefit scheme

Just a couple of weeks ago a friend pointed out a Facebook advert to me. It was titled “Marks Money Matters”. It was advertising a fixed rate ISA with a return of 8%... I wonder how many people have just read that and thought, “ooh that sounds like a good deal, I’ll have a look”? I really hope your reaction was that of a healthy cynic. It sounds too good to be true right?

Nothing in life is more certain!

However, we wouldn't want any of our clients to worry about their health, be it treatments needed or not being able to get travel insurance.

Sometimes as people get older and Private Medical Insurance premiums inevitably go up, policies often end up being cancelled without talking to someone who can help. Often there is the option to