The good-old days. Some things never change.

When clients hear that I have been in the profession for 42 years, they sometimes ask, "How did you manage without computers?" How could you tell them what their investments were worth on a daily basis? How did you know if they should switch 5% of their portfolio from Emerging Markets into Property? How did you cope? The

On the topic of savings and currencies, there has been an awful lot of attention focused on Bitcoin and other cryptocurrencies over the last 12 months. Last year, I saw many online articles advertising investment in Bitcoin while the price was rapidly on the up... only for the price to then fall sharply. The volatility of Bitcoin continues to be highlighted in the press,