For some, retirement might feel like it is miles away, but the sooner you start planning, the smoother the journey should be. Whether you are just getting started or already have a pension in place, here are some little tips to help you feel more confident about your retirement plans and preparing for the future.

1. Start early (but it is never too late!)

The earlier you

Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future.

• Gen X savers are cautious, with over £34k on average held in cash savings
• Less than a third also invest, risking long-term value

In October’s Residential Property Review we cover the latest housing and rental trends, government proposals to reform the buying process and the winner of Britain’s top architecture prize. Plus, the latest government data on house prices.

• The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty

Hearing loss is more than a nuisance - it’s been termed a public health concern, and it affects over 466 million people worldwide.

Article by Larisa Dina who is a researcher finishing her PhD at King’s College London. Larisa is writing exclusively for the Purposeful Group companies of which we are a part, and is an expert on digital health.

What is hearing loss?

There

• UK inflation holds steady at 3.8%, with food prices easing for the first time since May 2024
• Inheritance Tax receipts climb again, with forecasts suggesting record highs by the end of the decade
• Consumer confidence rises slightly as shoppers prepare for Black Friday and await the Chancellor’s upcoming Budget

“The Chancellor must use the upcoming Budget to tackle

Collaborating with Kendal Mountain Rescue has involved fundraising efforts as well as learning about the nature of their work and the challenges they face.

We have been able to give time to clear up the base and wash and clean vehicles twice this year – we are helping again next week as they prepare to be one of the bases for Kendal Mountain Festival on 20th to 23rd