By Natalie Kempster, Chief Client Officer at Purposeful Group

Most people approach retirement with the same question quietly sitting in the back of their mind: will I have enough? It’s a question that often gets answered with a shrug, a rough mental sum, or a hopeful “I think I’ll be fine.” That’s not good enough, and it’s not what our clients deserve.

This is why

There seems to be bad news on a daily basis, but remembering it was ever thus can be difficult. There is something in the phrase “ignorance is bliss”, but then how do you stay informed? Our team give their strategies for keeping a healthy sense of perspective.

Personally, as much as I love listening to the radio, during covid the constant repetition of the same bad news

The date we retire has become very significant for a number of reasons. We are all living longer, so our finances need to provide for us for longer too. At some point we will pick that date where we'll leave full-time employment and be reliant on our pensions and other investments to support us and help us enjoy our chosen lifestyle in retirement. Not many people can find

Life does not always go to plan.

Even if most people haven’t really thought about their financial goals, one milestone they probably have considered is their retirement date. Although there is no requirement to retire at a certain date now, most of us are probably labouring (quite literally) under the assumption we’ll hang up the boots around the 65 mark.

So what happens

Jonathon has always been a petrolhead and had a fascination for sports cars in particular. Over the years he has always owned nice cars but usually second hand. He was pretty well off but it would have been far too frivolous to spend serious money on a supercar. Also, he had no idea how much money he was going to need in future so to splurge a significant amount in his 50’

Different stages in life have different priorities. If you are in your thirties or forties you are probably an accumulator. There is no time like the present to review your finances and have a complete overhaul. Start by having a good look at the things you already have in place and make sure they are right for you. What about your mortgage, as time moves on there may be