...and why its provision should be considered in your Business Plan

"Establishing a new company can be a very exciting time for you, your family and your employees but undoubtedly it can also be a stressful experience. In and amongst the plethora of protection policies that you will need to implement, from income to liability protection, you can easily overlook your key

Are you a company director with life assurance to provide for your loved ones?

Taking out a Relevant Life Policy could be a tax efficient way of providing life cover where the number of employees is too low for a group death-in-service scheme. Most people pay their life insurance premiums from their post-tax income. If you have a limited company – Don’t! You can use a

Over the years I have often heard the phrase ‘Our Business is our Pension’. This is usually said with great pride and I am sure with great sincerity. Most business owners spend much of their time working ‘in’ the business. I say ‘in’, because for many, they ARE the business. A moot point is that they really should be working ‘on’ the business, actually preparing a plan to

Over the years I have often heard the phrase ‘Our Business is our Pension’. This is usually said with great pride, in fact, as I write this, a vision of a business owner with his thumbs in his braces (about chest height) with his chest puffed out has just entered my head, and now, no doubt yours! I am sure this is said with great sincerity, as well as pride, as most

We're sure you are well aware that next month both employee and employer contributions to auto-enrolment pension schemes are set to rise.

Employer duties have been introduced gradually. The initial  minimum contribution was introduced at 2 per cent of a worker's pay. This will rise gradually to 8 per cent. The dates for the increases to 5 per cent and 8 per cent are April

Owing to our location in the beautiful Lake District, it isn't surprising that many of our corporate clients are in the hospitality/tourism industry. When I visit businesses in this sector for appointments with their staff members, more often than not, they are dressed in uniform or clothing bearing their employer’s logo. In these meetings, we discuss the benefits package