A two-tier health care system – the law of supply and demand

As the NHS continues to try and meet its duty of care to the public, the pandemic is forcing the waiting times to grow and realistically there seems to be no solution in the near future. The NHS Confederation believes that the waiting list could be as high as 6.9 million patients by the end of 2022. In

...and why its provision should be considered in your Business Plan

"Establishing a new company can be a very exciting time for you, your family and your employees but undoubtedly it can also be a stressful experience. In and amongst the plethora of protection policies that you will need to implement, from income to liability protection, you can easily overlook your key

Are you a company director with life assurance to provide for your loved ones?

Taking out a Relevant Life Policy could be a tax efficient way of providing life cover where the number of employees is too low for a group death-in-service scheme. Most people pay their life insurance premiums from their post-tax income. If you have a limited company – Don’t! You can use a

"The rapid growth of self-employment has been a pronounced feature of the UK labour market in recent years. The number of self-employed increased from 3.3 million people (12.0% of the labour force) in 2001 to 4.8 million (15.1% of the labour force) in 2017" Office for National Statistics

According to the Office for National Statistics the number of self-employed people

Owing to our location in the beautiful Lake District, it isn't surprising that many of our corporate clients are in the hospitality/tourism industry. When I visit businesses in this sector for appointments with their staff members, more often than not, they are dressed in uniform or clothing bearing their employer’s logo. In these meetings, we discuss the benefits package