Throughout our lives, we both give and receive support across generations, whether within our families or as part of society. This concept, known as the intergenerational contract, ensures that different generations support each other based on their needs and resources. However, with shifting economic conditions and demographic changes, this balance is increasingly under

People are increasingly seeking financial guidance on social media. While financial influencers – or ‘finfluencers’ – can be useful in raising awareness around financial matters, there is also a darker side to the growth of unregulated advisers.

Social media age

In the UK, more than one in four people use some combination of social media, community messaging apps and

As we step into 2025, now is the perfect time to set your financial plans in order. With changes on the horizon – like many pension pots becoming subject to inclusion in Inheritance Tax (IHT) calculations from April 2027 – it’s wise to prepare early.

Financial wellbeing involves having a positive relationship with your money, feeling secure and in control of your

It sounds a bit lax, like losing coins down the back of the sofa but it’s no surprise when you think about it. Life gets busy. Between career changes, house moves, and the constant juggling of responsibilities, it’s all too easy to lose track of old savings accounts, pensions, and investments. If this sounds familiar, you’re not alone. In the UK, billions of pounds lie

It might not always be obvious you need to do a tax return, especially if you have always paid tax through PAYE, or have not been a higher-rate taxpayer.

You must submit a tax return if, in the last tax year (6 April to 5 April), any of the following applied to you:- • you were self-employed as a ‘sole trader’ and earned more than £1,000 (before taking off anything you

There seems to be bad news on a daily basis, but remembering it was ever thus can be difficult. There is something in the phrase “ignorance is bliss”, but then how do you stay informed? Our team give their strategies for keeping a healthy sense of perspective.

Personally, as much as I love listening to the radio, during covid the constant repetition of the same bad news

According to research*, 81% of the UK’s wealthiest individuals are ‘stressed’ about their finances, suggesting financial wellbeing is about more than just the totality of your wealth. So, virtually everyone has concerns about what their financial future will look like.

Planning for the future

The prime concerns for individuals centred around future planning and

With the UK in the midst of a sharp tax-raising drive, understanding the full impact of fiscal changes on investments has arguably never been so critical. One area that has been subject to particularly draconian reductions is Dividend Allowance, with changes in this area likely to have a significant impact on many investors.

Six-year slide

The annual tax-free Dividend