News & Blog

  • An alarming set of data has come to light. Over three million pensioners are holding all of their ISA savings in cash!*

    The analysis highlighted that during the most recent year for which figures were available (2018/19), there were 5.8 million over-65s holding ISAs, valued at just over £305bn in total, the average amount held was £52,500. However, 3.4 million of these

  • 12 April 2022

    What is Responsible Investing?

    By FMB

    Responsible investing can be confusing as there are so many names and terminologies: Environmental, Social and Governance (ESG) Investing; Sustainable Investing, Impact Investing and Socially Responsible Investing to name a few.

    However, one thing we can agree on is that it is becoming a much larger part of how people invest. As awareness around the challenges affecting

  • 28 February 2022

    Round up of Ukraine Commentary

    By FMB

    At FMB we match your investment strategy to your long-term goals. We have discussions about how comfortable you are with the associated risk and volatility.

    Depending on how long you have been an investor, you will have seen the ups and downs over many years. It’s easy for us to say, sit tight and don’t worry. Of course, circumstances can be worrying and here we are

  • 11 January 2022

    Lifetime ISAs and Retirement

    By FMB

    What is a Lifetime ISA and can I use it to save for retirement?

    The Lifetime ISA (LISA) was introduced in 2017 to encourage people to save towards retirement or their first home.

    First, lets cover the LISA rules:

    • You must be over 18 or under 40 to open a LISA.
    • You can contribute up to £4,000 per year, until you're 50: This counts towards your £20,000 ISA allowance
  • 11 January 2022

    FSCS explained

    By FMB

    What is the Financial Services Compensation Scheme and what does it cover?

    “I've had a few questions recently from clients about the Financial Services Compensation Scheme (FSCS). If you aren't familiar with the FSCS already, they provide protection for customers of financial services firms that have failed, this can include banks and investments.

    They protect UK

  • 19 October 2021

    ESG assets to top £36trn by 2025

    By FMB

    According to Bloomberg Intelligence*, ESG (Environmental, Social and Governance) assets are forecast to exceed £36.5trn ($50trn) – over a third of projected global assets – by 2025. The analysis comes as environmental, social and governance factors are becoming increasingly important to investors across the globe.

    “The pandemic and the global race to net zero carbon

  • 30 March 2021

    Economic update for this April!

    By FMB

    Economic update from Rathbones Fund Managers

    "We believe that inflation will be kept tamped down by strong economic forces, but we don’t have a crystal ball.

    The reopening surge could be explosive indeed. Take the UK: something like 90% of all self-catered holiday accommodation in the UK has been booked out for this summer. And that’s before we know whether anyone will

  • 08 January 2021

    Put Your ISA on the Agenda in Q1

    By FMB

    With the end of the tax year fast approaching (Monday 5 April), if you have cash that you don’t need to access in the short term and would like to use some or all of this year’s ISA allowance, don’t leave it too late and risk missing out on this opportunity to save tax-efficiently; remember you can’t carry any unused allowance over to the next tax year, so timing is

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