World Cup success depends on balance, teamwork and adaptability. The same principles apply to investing, where diversification, discipline and regular reviews support your long-term financial objectives.

• Building a portfolio, like a winning football squad, involves selecting assets with different strengths, behaviours and attributes
• Diversification improves resilience –

Long-term investment success depends more on time in markets than timing them

• Market volatility is normal and often creates long-term opportunity
• Holding excess cash may hinder growth for long-term objectives
• Diversification and discipline help manage emotional investment decisions

Investors are constantly navigating changing narratives. Last year markets rebounded

Investors enter 2026 with cautious optimism as inflation, trade tensions and geopolitical uncertainties persist. Data centres may sustain growth opportunities despite concerns about an AI bubble. The IMF predicts uneven global growth, so diversification will remain key this year.

• Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks

There are three key elements to the service we provide. Most people naturally focus on the first — financial planning and advice — which remains the most important part of what we do. The second is how and where your money is invested. The third element, which is often less visible and not something you may think about very often, is the investment platform on which your

Article by Larisa Dina who is a researcher finishing her PhD at King’s College London. Larisa is writing exclusively for the Purposeful Group companies of which we are a part, (formerly Finitor) and is an expert on digital health.

By 2050, the world will count 1.5 billion people aged 65 and over*1 (1 in 6 people), despite that the gap between life expectancy and healthy

A recent report* estimates 13 million UK adults are sitting on £430bn savings. The report, titled ‘Empowering retail savers to engage with investing’ suggests savers are “missing out” on earning better returns over the long term.

The research highlights three reasons why savers are reluctant to invest:

• Too many options: One in five (21%) people with savings don’t think

US Vice President JD Vance spelled it out in Munich – “there is a new sheriff in town”– and that sheriff’s policies are already having far-reaching  consequences. While dealing with geopolitical uncertainties is clearly nothing new for long-term investors, Trump’s re-election has once again vividly highlighted the need for a sound investment approach based on careful

People are increasingly seeking financial guidance on social media. While financial influencers – or ‘finfluencers’ – can be useful in raising awareness around financial matters, there is also a darker side to the growth of unregulated advisers.

Social media age

In the UK, more than one in four people use some combination of social media, community messaging apps and