News & Blog

  • 28 May 2021

    Off The Beaten Track

    By FMB

    This Summer we expect the Lake District will be very busy again, but our staff are local experts and have shared some less frequented walks where you can find peace but still enjoy stunning views!

    Leck Valley - Liz Just over the border, but surprisingly not in Yorkshire. It's in Lancashire! You can park near St Peter's Church and make your way up to Bullpot loosely

  • 05 March 2021

    Budget 2021

    By FMB

    With the focus on kickstarting the economy, perhaps some of the tax rises we might have anticipated have been postponed for better times. However, there are still some less obvious ways the budget is set to bring in revenue.

    Tax allowance freezes

    Some of the tax allowances and thresholds will not move for years, meaning more and people are captured by them. This means

  • From 1 February 2021, pension companies must offer ‘investment pathways’ to customers who don’t have a financial adviser acting on their behalf. This is an attempt by the financial regulator to make it easier for those approaching retirement to do the right thing.

    Why is this necessary?

    Since 2015 and the introduction of “Pensions Freedoms” consumers have a lot more

  • 29 January 2021

    FMB in the news!

    By FMB

    If you enjoy our newsletter you may have seen this week we were hosting an event for clients. You may have even attended!

    Our Virtual tour of Kirkby Lonsdale with Blue Badge Guide, Tess Pike was one of the most successful events we have done, perhaps thanks to the wonderful news coverage  featured both on Granada Reports and Border Lookaround.

    We had almost 100 people

  • 22 January 2021

    Interest rates are not what they used to be

    By Roger Jackson

    How many times do we hear, “Interest rates are rubbish”, “They’re not what they used to be”?

    Yes, it’s true. The Bank of England have interest rates at their lowest ever level since records began. However, we really must keep this in context.

    The devil in disguise is inflation. Interest rates must be looked at in conjunction with inflation. Afterall, growth which is

  • 11 August 2020

    Pandemic Fraud

    By FMB

    If it sounds too good to be true, it probably is...

    UK fraud prevention groups are warning individuals to be extra vigilant following a huge increase in the number of scams seeking to exploit the pandemic; as these scams increase in sophistication, we are all vulnerable.

    Your best tactic is to equip yourself to stay ScamSmart; you can do this through checking the FCA

  • Some frequently asked questions about the current investment situation

    In this ever changing situation we are receiving e-mails from all the fund managers and investment companies on an hourly basis. I wanted to share this from Aberdeen Standard with you, because I thought it was helpful, to the point and mirrors exactly the kind of conversations we are having (on the

  • 18 March 2020

    We are here for you

    By FMB

    Message from FMB Managing Director, Liz Beavis

    As you know from the many conversations with your Financial Planner over the years, we always take a long term view of investing. We tell people to sit tight in a crisis and certainly do not cash in any investments that you don’t need to.

    However, we are seeing an unprecedented level of volatility right now and it would be

© FMB 2017 - 2021. All rights reserved.
Financial Management Bureau Limited is authorised and regulated by the Financial Conduct Authority.
Financial Management Bureau Limited is a limited company registered in England and Wales. Registered office: Shenstone House, Helsington, Kendal, Cumbria LA8 8AA. Registered number: 02089786
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit