News & Blog

  • Collaborating with Kendal Mountain Rescue has involved fundraising efforts as well as learning about the nature of their work and the challenges they face.

    We have been able to give time to clear up the base and wash and clean vehicles twice this year – we are helping again next week as they prepare to be one of the bases for Kendal Mountain Festival on 20th to 23rd

  • 25 September 2025

    In the News – Home Finance

    By FMB

    Dressing rooms are trending and can add up to £40k in value to your property. Older homeowners hold 2.9trn in property wealth in the UK – around 37% of this wealth is in London and the South East. The house buying process is reported to be taking 41% longer than anticipated.

    Dressing rooms – the new must-have

    Once seen as a luxury, dressing rooms are gaining popularity

  • 25 September 2025

    September Economic News

    By FMB

    The Bank of England kept rates at 4% as inflation persists. A historic US-UK ‘Tech Prosperity Deal’ promises £150bn in investment for AI, energy and quantum computing. Meanwhile, UK consumer confidence declined, reflecting continued financial pressures on households.

    Headlines

    • The Bank of England held rates at 4%, signalling cautious future cuts as inflation remains at
  • 25 September 2025

    The Power of Three

    By FMB

    The number three is often associated with balance and unity. In many traditions, it represents the union of mind, body, and spirit—or the connection between past, present, and future.

    At FMB, our leadership reflects this principle. We are led by three Directors: Liz Beavis, Roger Jackson, and Ruth Power. Together, they bring balance, breadth of expertise, and a shared

  • 14 April 2025

    Your pension and IHT

    By FMB

    Chancellor Rachel Reeves announced plans to include unused pension funds and death benefits within the value of estates for IHT purposes, during the Autumn Budget 2024. Under the proposals, pension administrators will report and pay IHT directly to HMRC. Death-in-service benefits paid out by employers have traditionally been separate from personal pensions for the purposes

  • If you thought your pension was just your retirement savings then think again.

    As well as ensuring your financial certainty when you want to stop working, a pension is a great way to support future generations. This is because defined contribution pensions are one of the most tax-efficient ways of passing on your wealth.

    No tax troubles

    Unlike Individual Savings

  • 11 July 2024

    Record Inflows to Equities

    By FMB

    There was a record surge of interest in equity funds in the weeks leading up to the end of the tax year. According to a recent fund flow index, 2024’s ISA season was the best in the 10 years the index has produced its data. The index* recorded inflows from the middle of February to the end of the tax year, revealing that equity funds absorbed £5.17bn, representing more

  • Several months have passed since the Spring Budget, which, although not necessarily packed with good news stories, held one announcement that certainly did bring considerable cheer to higher rate taxpayers. A recent survey has revealed the dramatic impact that Chancellor Jeremy Hunt’s decision to scrap the pension Lifetime Allowance (LTA) is having on people’s retirement

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