News & Blog

  • Small increases in pension contributions can significantly boost long-term savings, thanks to the power of compound investment growth. Even a modest monthly rise can add tens of thousands to your retirement pot, making future financial security far more achievable.

    • Even small increases in pension contributions can substantially enhance retirement savings through
  • A growing number of people in the UK are turning to unregulated and unreliable sources for financial advice. The FCA is cracking down on websites promoting financial services without permission, but it’s vital to be cautious of scammers.

    Social media finfluencers. Internet searches. AI chatbots. A growing number of people in the UK are turning to unregulated, and often

  • Research shows women risk entering retirement with less in their pension than men. For every £1 saved by a man, a woman has just 42p.

    • For every £1 in a man’s pension pot, a woman has just 42p
    • Career breaks, part-time work and lower wages widen the gender pensions gap
    • Purposeful contributions and proactive planning can help women build stronger retirement security

  • Collaborating with Kendal Mountain Rescue has involved fundraising efforts as well as learning about the nature of their work and the challenges they face.

    We have been able to give time to clear up the base and wash and clean vehicles twice this year – we are helping again next week as they prepare to be one of the bases for Kendal Mountain Festival on 20th to 23rd

  • 25 September 2025

    In the News – Home Finance

    By FMB

    Dressing rooms are trending and can add up to £40k in value to your property. Older homeowners hold 2.9trn in property wealth in the UK – around 37% of this wealth is in London and the South East. The house buying process is reported to be taking 41% longer than anticipated.

    Dressing rooms – the new must-have

    Once seen as a luxury, dressing rooms are gaining popularity

  • 25 September 2025

    September Economic News

    By FMB

    The Bank of England kept rates at 4% as inflation persists. A historic US-UK ‘Tech Prosperity Deal’ promises £150bn in investment for AI, energy and quantum computing. Meanwhile, UK consumer confidence declined, reflecting continued financial pressures on households.

    Headlines

    • The Bank of England held rates at 4%, signalling cautious future cuts as inflation remains at
  • 25 September 2025

    The Power of Three

    By FMB

    The number three is often associated with balance and unity. In many traditions, it represents the union of mind, body, and spirit—or the connection between past, present, and future.

    At FMB, our leadership reflects this principle. We are led by three Directors: Liz Beavis, Roger Jackson, and Ruth Power. Together, they bring balance, breadth of expertise, and a shared

  • 14 April 2025

    Your pension and IHT

    By FMB

    Chancellor Rachel Reeves announced plans to include unused pension funds and death benefits within the value of estates for IHT purposes, during the Autumn Budget 2024. Under the proposals, pension administrators will report and pay IHT directly to HMRC. Death-in-service benefits paid out by employers have traditionally been separate from personal pensions for the purposes

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