Your financial freedom awaits but when is YOUR financial freedom day?

Clearly thousands of people are looking on Google for the answer. Many people assume they will retire at state pension age, or the age which has been defined by a scheme to which they or their company have paid in.

Shouldn’t that day be defined by YOU?

Some people can’t wait for freedom. To others

In the wake of the pension transfer scandal at Tata Steel, where some FCA regulated advisers gave poor advice to steelworkers, the damage to the profession has been frustrating for firms like FMB who abide by an ethical code which puts clients first. The Personal Finance Society (the financial advice arm of the Chartered Insurance Institute) has been working with its

The date we retire has become very significant for a number of reasons. We are all living longer, so our finances need to provide for us for longer too. At some point we will pick that date where we'll leave full-time employment and be reliant on our pensions and other investments to support us and help us enjoy our chosen lifestyle in retirement. Not many people can find

According to recent research*, the amount needed to fund a comfortable retirement, when someone opts to stop work at 65 and decides to buy a single-life annuity with inflation protection, has now reached £260,000.

The report points out that for those who don’t make it onto the housing ladder and so will need to pay rent during their retirement years, the figure will be

Life does not always go to plan.

Even if most people haven’t really thought about their financial goals, one milestone they probably have considered is their retirement date. Although there is no requirement to retire at a certain date now, most of us are probably labouring (quite literally) under the assumption we’ll hang up the boots around the 65 mark.

So what happens

A consultation paper has been published by the Pensions and Lifetime Savings Association after a year of research.

During the course of their research they discovered that 51% of respondents “believe that the Government’s minimum automatic enrolment contribution rate is the recommended amount to save for retirement.” Only 20% of respondents felt they were saving enough

We call ourselves financial planners because we take an holistic approach to your money and life decisions but at the end of the day whatever you call it; wealth management, financial advice etc. does any of it make any difference to your financial outcomes?

The Financial Conduct Authority has recently published a consultation paper to see how consumers have reacted since

How we are closer to achieving parity of retirement income beween men and women.

Prudential have recently released figures from their “Class of” study that show the gap in retirement income has almost halved in the last 10 years. Average retirement income for women retiring this year was £16,900, as opposed to an average of £21,850 for men; a gap of £4,950. Of course this