We take a comprehensive approach, taking into account your family situation, all your assets (not just your investable cash) and your all your liabilities. Using cashflow modelling software, we can anticipate the impact of life changes on your future. Whether planned or unexpected, we explore every scenario to understand how it could affect your plans. Do you have enough to give some away? How much inheritance tax will you need to pay?
You can use DFM service in addition to having a Financial Planner, but this can lead to increased charges. It is important to look at the overall costs of the various elements; the investment costs, the platform charges and then any advice charges (for example our fees).