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wealth management

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retirement planning

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estate planning

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What to expect

Disclaimer

As independent financial planners, we’re dedicated to providing personalised, holistic advice that truly reflects your goals and values. We take the time to understand your full financial picture; from investments and wealth management to retirement, tax and estate planning, so every part works together seamlessly.

Whether you're navigating a major life change, planning for retirement or simply seeking peace of mind, we're here to guide you every step of the way. With expert advice and ongoing support, we can help keep your financial future secure and on track.

Our Services:
Wealth Management
Retirement Planning
Estate Planning

Wealth Management...

Helping you to invest for the future

It's never too early to start planning for the future you've always envisioned. Our tailored wealth management strategies are designed to help you grow and protect your wealth for long-term security.

We build diversified investment portfolios aligned with your goals and risk profile, helping you navigate market fluctuations while maximising long-term growth. As independent financial advisors, we have access to the entire market, enabling us to find the best solutions to suit your unique needs.

WEALTH MANAGEMENT SERVICES

"I’m not a risk taker when it comes to money. We are happy with FMB, I like the fact they are independent. It’s important that they are making decisions in my best interests. The team all seem great and when I ring up and speak to any of them, they’re very friendly and knowledgeable. I’m comfortable with our long-term plans."

Andrew and Zoe Wilkinson, FMB clients

Retirement Planning...

Helping you to plan for a fulfilling retirement

Retirement should be a time of freedom, security and fulfillment, and we're here to help you make that a reality. Whether you're nearing retirement or planning ahead, we'll work with you to create a personalised plan that ensures you can retire with peace of mind and enjoy the life you've worked so hard to build.

Our expert retirement planning services cover a multitude of areas including pension advice, investment management, tax planning, estate planning and cashflow modelling; helping you maximise your retirement savings and make informed decisions about your future. With clear guidance and a thoughtful planning, we'll provide the assurance and direction you need to embrace retirement when it comes around.

RETIREMENT PLANNING SERVICES

"We have been helping our son understand the importance of planning, it's hard to imagine when you're young that one day you won't be earning money anymore. When you finally get there, it is quite a scary vulnerable feeling, but planning, preparation and regular meetings with our planner keep us on track and feeling reassured."

Dave Winder, FMB client

Estate Planning...

Helping you to make provision for future generations

Planning for the future is about more than just safeguarding your wealth, it’s about leaving a meaningful legacy for the people and causes that matter most to you. Estate Planning is a vital part of your financial plan, and while it can be complex, it’s ultimately about making thoughtful decisions that honour your wishes and support future generations.

By taking the time to understand what truly matters to you, we can help you create a personalised plan that reflects your values and ensures your wealth is passed on in the most effective way. This often includes exploring ways to manage and reduce your inheritance tax liability, helping you preserve more of your wealth for those who matter most.

ESTATE PLANNING SERVICES

"From the get-go, the advice has always been holistic, not just about investment returns but maximising wealth, minimising tax and utilising allowances. It's created enough wealth to give us a good lifestyle and help our family. We wanted to help our kids while we are still around to share the benefits with them. It’s now they need it."

Kath and Paddy Finn, FMB clients

What to expect...

We understand that it can sometimes feel a little daunting or overwhelming reaching out, especially when you are unsure of what lies ahead or what the financial planning process entails. Our aim is to put you at ease from the very start and hope our detailed process page helps you feel reassured and well-informed as you take this next step.

THE FINANCIAL PLANNING JOURNEY

Investing places your capital at risk and the values of investments can go down as well as up. Cashflow modelling and tax planning are not regulated by the Financial Conduct Authority.

Give us a call

Kendal: 01539 725855 Cockermouth: 01900 510179

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Get in Touch

Kendal Shenstone House, Helsington, Kendal, Cumbria, LA8 8AA. Telephone: 01539 725855 Email: info@finman.co.uk

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Get in Touch

Cockermouth 5 Old Kings Arms Lane, Cockermouth, Cumbria, CA13 9LS. Telephone: 01900 510179 Email: info@finman.co.uk

Financial Management Bureau Limited is authorised and regulated by the Financial Conduct Authority.
Financial Management Bureau Limited is a limited company registered in England and Wales. Registered office: Shenstone House, Helsington, Kendal, Cumbria LA8 8AA. Registered number: 02089786
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

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FMB for You

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