Unfortunately, there is no one-size-fits-all answer to this. There are so many different types of financial protection policies available so it would depend on your personal situation, needs and budget to determine which type of policy, if any, is the most suitable.
We will review your protection requirements as part of your broader financial plan, see what cover you already have in place, check the plans are fit for purpose and highlight any protection gaps. If there is a shortfall, we can review the whole of the market to find the most suitable and most competitively priced policies to bridge the gap, providing you with peace of mind knowing your family’s future will be financially secure, whatever happens.