Before our first meeting we'll send you a link to our cashflow app. You work through the questions to input the data such as personal details, income, expenditure, assets and financial products such as pensions, insurance, ISA's and investments.
Then we sit together to look at the data and how it affects your future position depending on what happens. We can change scenarios during the meeting to see what happens if we move the retirement date, change your income or take out a lump sum for a big holiday for example.
It really is a great visual tool to help you understand the consequences of any action you might decide to take.