Values-Based Investing

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When you want to match your investments to your values

If we want change to happen in the world, it is possible to invest in companies and projects that are making a real difference

In the past, "ethical investing" was a niche concern but increasingly as consumers become aware of the potential difference they can make with their money, more and more clients are asking about what choices they have.

There are so many terms for what we like to call Values-Based Investing; ethical, green, sustainable and impact. Let us quickly explain what we mean.

What is values-based investing?

You can think in terms of things you might want to exclude from your portfolio. For instance you may have a stance against animal testing or arms manufacture. This is called negative screening.

Or you can invest in things you want to encourage and support such as medical research or alternative energies. This is called positive screening.

We like to think of the positive and negative as a whole in order to match your investments to your values.

When we discuss your investment plans, we will talk about how much risk you are comfortable with the financial goals you have in mind. We will tailor a long term investment strategy with the aim of achieving those goals.

The perfect scenario would be to invest in a way that can achieve both your financial goals AND match your values. This is not always 100% achievable depending on the criteria you set, but by having the conversation you can make a balanced decision about what is realistic for you.

Positive and Negative Screening

How do we find suitable funds for you?

There are more opportunities than ever to invest in funds which claim to be "sustainable" or "ethical". However each person has different values and concerns.

For one client, pest control companies must be excuded from their portfolio because of an ethical stance towards animal welfare, whereas another person might be happy to have such a company because they have developed processes which do not harm the environment.

We ask clients who are interested in values-based investing to talk through a questionnaire to use a prompt for discussion and to help us look for the right investment funds. We use the results in a screening process to give us a range of options.

Naturally the more types of investments we have to screen out, the narrower the field of choice. However, the range of investment funds is increasing to meet consumer demand, especially when positive criteria are applied over negative.

Get a copy of our Guide to Values-Based Investing

If this has given you food for thought, any of our Financial Planners would be happy to have a chat. There is no charge for our first meeting.

In the meantime, drop us a line and we'll send you an e-copy of our 12 page guide and questionnaire.

Request a copy

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FMB Financial Management Bureau Limited, Shenstone House, Helsington, Kendal, Cumbria LA8 8AA. Telephone: 01539 725855 Email: info@finman.co.uk

Financial Management Bureau Limited is authorised and regulated by the Financial Conduct Authority.
Financial Management Bureau Limited is a limited company registered in England and Wales. Registered office: Shenstone House, Helsington, Kendal, Cumbria LA8 8AA. Registered number: 02089786
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

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