How many times do we hear, “Interest rates are rubbish”, “They’re not what they used to be”?

Yes, it’s true. The Bank of England have interest rates at their lowest ever level since records began. However, we really must keep this in

Last year was challenging, with job losses and pay cuts causing many to tighten their budgets. It was particularly difficult for the self-employed, with many freelancers losing income as companies cut costs and stopped using contractors.

More than ever, UK savers are struggling to prioritise their pension, with over half saying they are likely to review or reduce their pension contributions in the wake of the pandemic*.

It’s true that it can be easy to think of pension

Last January, as a new decade dawned, little did we know how the next 12 months would unfold. Now, as another year begins, there are growing shoots of optimism but, whatever the year does bring, a crucial lesson from 2020 is undoubtedly the