25 November 2025
By FMB
From April 2027, unspent pensions will fall within Inheritance Tax (IHT), potentially raising bills and risking double taxation. Reviewing your arrangements now, from gifting and trusts to charitable giving, can help protect wealth and
A growing number of people in the UK are turning to unregulated and unreliable sources for financial advice. The FCA is cracking down on websites promoting financial services without permission, but it’s vital to be cautious of scammers.
Research shows women risk entering retirement with less in their pension than men. For every £1 saved by a man, a woman has just 42p.
"Just like most people, dementia has touched our family. My Nan on Mum’s side had Alzheimer’s and my Grandad on my Dad’s side had Vascular Dementia. With my Grandad there had been some early signs that manifested as anxiety, but he had some
The time of year that you put your home on the market could affect how well your property sells. In winter, buyers would pay more for fireplaces, insulation and underfloor heating.
Hybrid working and a phased approach to retirement can make transitions easier. Reducing work hours after 66 can help to boost your pension pot, while financial advice ensures your retirement plans remain on track for long-term security.
The price of home insurance varies depending on property type and size. Detached houses are typically more expensive, so are those with more bedrooms.
Some Gen Z and Millennials expect to use inheritance to fund retirement, but this is risky. Making pension contributions early, combining your pots and making the most of tax relief can help prepare for a more reliable financial future.
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