• Values based investing is our preferred term for what some might call “ethical”, “sustainable” or “socially responsible” investing.

• Vales are personal, so fund managers may differ in opinion as to what constitutes “ethical”

• You can

Putting off retirement has been a feature of modern life for some time as state retirement age gets pushed back and the prospect of a longer life makes retiring at 60 very expensive.

However according to research by Legal and General it

I keep reading that we will begin a new normal, that everything will change and nothing will ever be the same again. Thanks to the pandemic lockdown we have learned new habits and discovered a different way of living. I’m not sure. I think