Your financial freedom awaits but when is YOUR financial freedom day?

Clearly thousands of people are looking on Google for the answer. Many people assume they will retire at state pension age, or the age which has been defined by a scheme to which they or their company have paid in.

Shouldn’t that day be defined by YOU?

Some people can’t wait for freedom. To others

Have you ever really taken a close look at what you have? I mean everything.

At FMB we are Financial Planners. This means we look at the whole picture, your goals and aspirations, assets, liabilities, health and family situation. We don’t just sell you a product or invest some money. Do you need a financial planner? Well obviously I would say yes! However, if you have the

Do you know what your options will be at retirement?

If you are coming up to retirement and currently have a PMI policy through work you might be wondering whether to carry on with a policy yourself. Read on...

Private medical insurance (PMI) is a crucial part of a long term retirement strategy that requires careful consideration because your health is equally as vital

Blog by Financial Planner Jon Palser, Fellow of the Personal Finance Society

One of our clients has been religiously putting money in a pension for years… but not for himself. He already had more than enough wealth to see him through.

It’s fairly common for parents and grandparents who can afford to gift money, to give it to children under 18, maybe with a view to buying

This week at FMB has been a great time for getting me ready for the future. The importance of work experience is undeniably, well… important!

Here are the main reasons why work experience has been so important:

1. Firstly, if I wanted to go down the financial route then this will attract employers as I’ve experienced the sector already. Giving me a better chance than

The Wisdom of Crowds, a 2004 book written by James Surowiecki, looks at the psychology and behaviour of crowds and draws the conclusion that the decisions made by groups are often better and more accurate than those made by any individual member.

This model can be applied to the physical behaviour of crowds, say in busy spaces like bars and clubs but also to knowledge.

Can you actually put a price on it?

When FMB was founded in 1987, the “financial advice” industry was new. The focus was on selling products and what products could give the best returns. For many consumers this is still their reason for seeking financial advice and how they are inclined to judge its results.

However, *research has shown that there are five areas where