Throughout our lives, we both give and receive support across generations, whether within our families or as part of society. This concept, known as the intergenerational contract, ensures that different generations support each other based on their needs and resources. However, with shifting economic conditions and demographic changes, this balance is increasingly under

A recent report* estimates 13 million UK adults are sitting on £430bn savings. The report, titled ‘Empowering retail savers to engage with investing’ suggests savers are “missing out” on earning better returns over the long term.

The research highlights three reasons why savers are reluctant to invest:

• Too many options: One in five (21%) people with savings don’t think

What is a Mortgage Capacity Report and how can we help?

Our Mortgage Capacity Report (MCR) service provides a summary of borrowing capacity for your client, based on a review of the mortgage market and the individual’s circumstances.

The primary purpose of a mortgage capacity report in divorce proceedings is to provide clarity and transparency regarding each spouse’s